Financial Advisory

Our banking activities are not merely limited to taking of deposits and availing of credit facilities. Prudent and pragmatic training are imparted at regular intervals to our customers. These training sessions are key especially to the lower cadre clients who do not necessarily understand the matching of business inflow with outflow.

Topics that we keep dwelling on for an effective all-round development of our customers include:

• Cash flow management.

• Investment Advisory.

• Human Resources Appraisal.

• Group Lending Mentoring.

• Third Party Guaranty Cultivation, Maintenance and Sustainability.

• Repayment Schedule and Character Lending.

• 5Cs of Credit (character, capital, capacity, collateral and conditions).